It’s basic knowledge that you should have term life insurance. But did you know there are actual benefits to having it? What about cheap term life insurance? Is there an even better benefit to it beyond saving money? Let’s look at the benefits of having cheap term life insurance and why it is important to think about your future whether you are single, married, or like me, in between. You may hire an estate planning attorney to help you find a life insurance policy and prepare all the necessary documents for your estate plan. An estate planning attorney or wills attorney can take the time to listen to your concerns and recommend the best option for your estate. Life insurance, when fully understood, is not merely a mechanism for death benefits but also a potential source of cash during … [Read more...]
The Jobseeker’s Guide to Pursuing Employment Post-COVID
The COVID-19 pandemic was difficult for many people and led to high job loss. However, now that the pandemic is dwindling down, it's time to start looking for employment again. And for any employment issue, you can ask help from reliable employment lawyers like the ones at HKM! Here is a guide on pursuing employment post-COVID to help you get started. Make Use of Your Network The people you know can be a great resource for finding a job. Talk to your friends, family, employment assistance services, and acquaintances to see if they know of any open positions or companies that are hiring. Utilizing your network is a great way to get your foot in the door, associate with future employers, and find job openings you wouldn't have thought of before. A good services like this PrincePerelson … [Read more...]
Here’s How to Feel Confident After Getting Braces as an Adult
While the majority of people with braces are children, many are actually adults. In fact, 25% of braces-wearers are adults. If you're one of these adults, it can make you very self-conscious. After all, braces are something that you might feel makes you look childish or unattractive. This can have an impact on your confidence. If you want to feel confident as an adult with braces when getting braces in Fort Walton Beach, FL, here are some things to keep in mind. Go for More Subtle Options There are many options besides headgear or thick wire braces these days. Consider some of the other options on the market, like Invisalign or other clear braces. Additionally, invisalign braces are as effective as traditional metal braces but are much less visible to the people around you. If you're … [Read more...]
5 Mommy Side Hustles to Consider
Many moms don't have the luxury of spare time, and even with so much to do, you may feel the need to start a side hustle. Here's a short and sweet list of five side hustles you could consider as a mom and earn some money on the side that you'll be able to use as you please. 1. Start a Crafting Business If you're creative and crafty by nature, you may be able to make some money selling your creations; for instance, you may start a yarn crafts business by first looking for soft chenille yarn for sale. This can start out as a relatively easy side hustle as you simply need to make some items, take amazing pictures of them, and then set them up on a platform of your choice. This could be Amazon, eBay, Etsy, Mercari, or any other that tickles your fancy. Depending on the results you get, you … [Read more...]
Estate Planning Is More Necessary Than You Think
Last spring my husband and I decided to finally sit down and discuss estate planning or our lack thereof. Before this discussion, we had previously done this back in 2006 when we had one child, not three, and our lives and careers were very different than what they are now. It was a cringe-worthy moment when we realized that the draft of our will only included our first child. Our term life insurance was so out of date it didn't even make sense. We were severely lacking a big picture plan and any of the small details that made it make sense. We needed to have some detailed discussions, sit down with an expert, do our own research, and get quotes. Estate Planning and Term Life Insurance for Parents Estate planning, life insurance for parents, power of attorneys, and more are not … [Read more...]
3 New Jobs to Try in Your Late 30s
While you may feel like you should be settled in your career by the time you're in your late 30s, it's never too late to consider changing careers. This may be due to work stress in your current field, a feeling of unfulfillment, disillusionment when you realize it's not what you had imagined it would be, and other things. Whatever the case, read on to see three new jobs you should consider trying out in your late 30s so you can finally get the chance to really enjoy what you do. A Hands-On Job If you have always been good at doing things in your hands and you're thinking of changing careers, it's good to consider getting into a career that makes the most of hands-on skills. This could be anything from crafting, painting, carpentry, and more. For instance, if you would like to try a … [Read more...]
Is Cryptocurrency a Good Mommy Side Hustle?
Side hustles and side gigs are becoming more and more common these days, and technology is making it easier than ever to earn money from home, as well as from smaller or part-time gigs. The Bureau of Labor Statistics shows that, in 2015, 23% of employees reported doing some of their work remotely. This is up from just 19% in 2003. Recently, this figure is sure to have spiked with the shift many major companies made to work-from-home and similar remote services during the height of the pandemic. Without the stress of a commute each day, many people found they had more time to devote to their side hustles. So, is cryptocurrency a good place to spend that extra time? First Things First: What Is Cryptocurrency? Cryptocurrency is a virtual currency that can be exchanged for goods and … [Read more...]
3 Personal Investments to Make This Holiday Season
During the holiday season, you're probably very focused on what to buy for other people. However, it is also a great time to consider some personal investments. Caring for yourself is very important and it is easy to lose track of this when you're busy taking care of others. Whether it is some long-needed home renovations or some time to focus on your health, investing in yourself will set you up for a better new year. Here are three personal investments to consider. Home Renovations If your home is out of date or needs some repairs such as calling a roofer, treat yourself this holiday season by finally getting some of them done. It doesn't need to be anything huge. Even applying some fresh paint to a tired room can make a big difference. However, you can also take this opportunity to do … [Read more...]
We are Dog People
Look at the gorgeous face! The face of a true protector. He's also a total lap dog that weighs in at 85 lbs. While We Were Away Recently we took a family trip to the beach for some end-of-summer R&R. We left our two dogs, which may have excelled from training like that on https://www.canine-by-design.com/programs/aggression-training/, at home and in the care of a trusted pet sitter and family friend. We knew they were in excellent care while we were away. Families who are going on a trip may consider leaving their pets in a dog boarding or pet boarding facility as well. Pet hotels are more like a resort for your pets than traditional boarding kennels such as doggy daycare. Soulmutts offer a variety of amenities and services to ensure your pet is comfortable and happy while … [Read more...]
The Health Benefits of an Anti-Inflammatory Diet
Cancer won’t be cured today, and the spread of COVID promises to continue, but in a world where illness can make us seem powerless, there is a medical issue you can cure today, with a few easy, natural steps. Inflammation is our body’s way of healing and defending itself, and we have all experienced it at one time or another. "People think inflammation needs to be stomped out at all times,” says Dr. Robert H. Shmerling, a medical editor from Harvard Health Publishing and an associate professor of medicine at Harvard Medical School “But it plays an essential role in healing and injury repair to keep your body safe and healthy. Some inflammation is good. Too much is often bad. The goal is to recognize when inflammation is simply doing its job, and when it can potentially cause problems." … [Read more...]